26, Report:
#121321
Posted Date:
Dec 05 2004
Household Credit ripoff Corrupt business practices and refunds Salinas California
Related to a report I filed against Russell's Personal Watercraft the credit card I used was Household Credit Services. I started a complaint against Russell's PWC in August 2004 now in December I am still trying to get my $253.00 refunded to me. Household credit services helped m...
Entity
Categories: Corrupt Companies
27, Report:
#120467
Posted Date:
Nov 30 2004
Household Credit Services Dba Orchard Bank ripoff Batimore Maryland
I have recently been ripped off by orchard bank. I was late for a payment so I made the payment over the phone making the payment out of my bank account. Orchard bank charged me the late fees ($ 29) and the pay by phone fees ($12.95). then they charged me the $12.95 amount two more...
Entity
Categories: Corrupt Companies
28, Report:
#117859
Posted Date:
Nov 16 2004
Household Credit Services - orchard bank ripoff charges $29.00 overlimit fees even when you do not go over your limit This has happened to me 4 times in the last 4 months Baltimore Maryland
Orchardbank/household credit services. Are total ripoffs. They will charge you overlimit fees to your account even if you are not over your limit.
I will give you a example. If your limit is $1000.00 and your statement reads previous balance 985.00 + 3.09 in finance charge. = 988...
Entity
Categories: Credit & Debt Services
29, Report:
#108955
Posted Date:
Sep 18 2004
Household Credit Services AKA Union Plus Credit Card ripoff They steal their customers money. Carol Stream Illinois
Household Credit Services is a ripoff. They steal their customers money. I've had an account with them for about 2 years and I have paid about $1000 in outrageous fees. They charge me late fees when my payment is on time and then when that late fee brings me over my credit limit,...
Entity
Categories: Credit & Debt Services
30, Report:
#106885
Posted Date:
Sep 03 2004
Household Credit Services unfair payment processing practices City Of Industry, Salinas California
I called them today to see why a payoff check for 600 had not posted to my account yet. I mailed their payment on friday 7 days prior to this call. They reported they had not received my payment. I found this very curious since my payment was due today 9/3/2004. They informed me tha...
Entity
Categories: Credit Card Processing (ACH) Companies
31, Report:
#98576
Posted Date:
Jul 12 2004
HOUSEHOLD BANK AKA HOUSEHOLD CREDIT SERVICES ripoff FRAUDULENT BILLING & IGNORING MY RESPONSES FOR 18 MONTHS CITY OF INDUSTRY CALIFORNIA
DUE TO LOUSY SERVICE I CALLED HHBK @9:20 A.M. NOV 26,2002 TO CLOSE THE ACCOUNT. THEY DIRECTED ME TO SUPERVISOR DEBBIE & SHE TOLD ME TO DESTROY THE CARD & SHE'D REFUND ME THE BALANCE IN THE ACCOUNT ( $186.24 ) I DESTROYED THE CARD, SHE SENT THE $186.24 & MY DEC ACCT STATEMENT REFLEC...
Entity
Categories: Credit Services
32, Report:
#97900
Posted Date:
Jul 07 2004
Household Credit Services charging interest on $0 balances, late fees, and not closing accounts SALINAS California
I've tried to close this account since 02/04. Every time I pay the balance I get a bill showing Balance $0.00 and a payment due for interest on the payed off balance. Plus we get the bills late so they charge a $29 late fee on top of that. We've asked the account to be closed, and w...
Entity
Categories: Credit & Debt Services
33, Report:
#97678
Posted Date:
Jul 05 2004
MWI'Simple Escapes2 Fraudulant charges on Union Plus Credit Card Omaha Nebraska
I just found charges on my credit card from MWI'SIMPLE ESCAPES2. I called Union Plus Credit Card(AKA Household Credit Services) to dispute these charges and they REFUSED!. They told me I had to contact SIMPLE ESCAPES myself. I couldn't believe this. I called back and then asked w...
Entity
Categories: Corrupt Companies
34, Report:
#94296
Posted Date:
Jun 09 2004
Household Credit Services, Orchard Bank rip-off! Over the limit fees are billed at the time the account goes over the limit. Salinas California
You have to be extremely careful of overlimit fees. Unlike other credit card companies who bill overlimit fees at the statement close, Household bills them at the time the account goes overlimit. You then have until the closing date of the statement to bring the account below the ...
Entity
Categories: Credit Card Processing (ACH) Companies
35, Report:
#93588
Posted Date:
Jun 04 2004
ORCHARD BANKCARD SERVICES - HOUSE CREDIT SERVICES - HOUSEHOLD CREDIT SERVICES- ORCHARD BANK VISA ripoff CAROL STREAM Illinois
I have paid 370.00 in the last six months and my balance is not moving! When I called I was told it was because I was paying the minimum, which isn't so! I pay 50.00 or 60.00 every month! My interest is way too high and it hasn't always been this way! The first two years I could alw...
Entity
Categories: Credit & Debt Services
36, Report:
#89075
Posted Date:
Apr 27 2004
Household credit services called to cancel card last year City of industry california
i called last year to cancel my card and was told it had to be paid in full first. now all of a sudden they say i owe 200.60. i have received calls from a man in w. virginia and got a letter demanding from jody stephens in texas. the man in west virginia ask me why i was hiding, he ...
Entity
Categories: Financial Services
37, Report:
#83464
Posted Date:
Mar 18 2004
Household Credit Services, Household International (Parent Company) Ripped off, paid $19 processing fee, no letter of rejection, no credit card, no refund of fee. Salinas Nationwide
I filled out an online application for a credit card, I believe it was for their subsidiary Orchard Bank. The check for the $19 processing fee was presented to them on 7 Feb. 2004 and cashed on 11 Feb. 2004. It was stated that if my application was rejected, I'd be refunded the $19 ...
Entity
Categories: Corrupt Companies
38, Report:
#79639
Posted Date:
Feb 08 2004
Household Bank Household Credit Services Household Bank Finance Charge Rippoff City Of Industry California
I had a credit card account with Household Bank with a finance charge of 3.90%.I guess they weren't getting enough finance charge from me, so they suddenly upped it to 11.24%. I called and ask why they changed my finace charge & was told they go through their accounts and randomly ...
Entity
Categories: Banks
39, Report:
#79281
Posted Date:
Feb 05 2004
Household Credit Services ripoff- not posting payments to my account- unable to locate payments sent to them Las Vegas Nevada
I have been sending monthly payment to Household Credit Service many of the payment were never posted to my account, the payments that were posted to my account were posted months after the payment was sent. I sent in a payment in July,2003 and the payment did not post to my account...
Entity
Categories: Loans
40, Report:
#77199
Posted Date:
Jan 16 2004
Prime One Financial - Prime One Benefits ripoff New York New York
Well, where do I begin.
This actually all started back in August of 2002. We are now into the middle of January and nothing as of yet has happened with this company.
As the rest of you, I recieved a call saying that I was eligible to recieve a gauranteed mastercard or visa up...
Entity
Categories: Credit Card Processing (ACH) Companies
41, Report:
#69879
Posted Date:
Oct 23 2003
Household Retail Services ripoff fraudulent billing, unjust late fees by sending statements late on purpose! City Of Industry California
I had No problems with this company who financed a new japanese made motorcycle for me until I traded it in for an american made motorcycle!Now for some strange reason my monthly statement arrives after or on the due date that I am supposed to have the payment in by! It has, arrived...
Entity
Categories: Credit & Debt Services
42, Report:
#69047
Posted Date:
Oct 14 2003
Household Bank, Household Credit Services, Orchard Bank ripoff fraudulent billing with fees City Of Industry California
This company required that I send them a payment of $25 to increase my credit line. Although, I've never had to pay that type of fee to any other credit company, I agreed because I'm attempting to rebuild my credit. They offered for me to pay with a check by phone. I agreed.
L...
Entity
Categories: Credit & Debt Services
43, Report:
#57722
Posted Date:
May 23 2003
Household Bank never stated information about yearly membership fees, ripped off and scammed Salinas California
I applied for a BestBuy credit card online, but was not approved, there was a box you could check to also apply for a MasterCard. So I checked the box, and did not hear anything else about it. Until a couple of weeks ago.
HouseHold Bank sent me their credit card, with a $300 cred...
Entity
Categories: Credit & Debt Services
44, Report:
#56405
Posted Date:
May 10 2003
Orchard Bank Household Credit Services I have been with this card for 2 years, good standing,they won't reduce rate, can't reduce balance with these rates Salinas California
I have had this card for over 2 years, have asked numerous times for them to reduce the rate, currently 18.99%, have always made my payments on time but the balances never goes down. they decline to lower the rate and they also want to charge a fee of $59 to give a limit increase, w...
Entity
Categories: Credit & Debt Services
45, Report:
#56385
Posted Date:
May 10 2003
American Credit Educators ripoff rip-off scam dirt bags received hateful letter from American Credit Educators Denver Colorado
I recently disputed items on my credit report, only to receive this hateful letter from American Credit Educators. I ordered this credit card and activated it; the Visa card I received was from United Credit National Bank in South Dakota. I recently found out they have gone out of...
Entity
Categories: Telemarketers
46, Report:
#52424
Posted Date:
Apr 10 2003
Household Bank, Orchard Bank, Household Credit Services ripoff dishonest fraudulent billing Baltimore Maryland & Chicago Illinois
The (Orchard Bank Card) was issued to me about 2 years ago. I don't remember ever applying for this card. It just came in the mail. The limit was $300.
After a short period and very little use I paid off the small balance and cut up the card. They were notified and the account w...
Entity
Categories: Banks
47, Report:
#51670
Posted Date:
Apr 05 2003
Household Finance Credit Cards Household Credit Services,Inc ripoff deceptive company dirty ripoff dogs deceptive company Las Vegas Nevada
I was A Member of the CWA union back in Late 80's more like 1989 I got a union credit card financed by household credit, I became disabled in the 90's and in the mean while I had to refinance and consolidate loans also use my disibilty insurance on the other credit I had, well it ca...
Entity
Categories: Loans
48, Report:
#49494
Posted Date:
Mar 17 2003
ORCHARD BANK HOUSEHOLD CREDIT SERVICES MISINFORMATION FOR ACCOUNT PAYOFF Las Vegas Nevada
In December 2002 I called Orchard Bank for a Pay-off amount for my account. I was told they could significantly drop my actual balance and cut me a 60% deal that would close the account and yield me a Zero balance. After waiting 2 months for this to be processed, I started receivi...
Entity
Categories: Credit Card Processing (ACH) Companies
49, Report:
#46087
Posted Date:
Feb 20 2003
Household Credit Services rip-off Harassment calls demands of payments not truthful Internet Baltimore Maryland
Having financial difficulities due to an illness I transferred my creditors to a consumer debt consolution bureau. This works well, but Household Credit Services still calls many many times a day, harassing, placing false information such as refused to pay because I will not run to...
Entity
Categories: Credit & Debt Services
50, Report:
#41608
Posted Date:
Jan 15 2003
Household Bank AKA Household AKA Household Credit Services AKA Orchard Bank Rip-off $59.52 Owing $10 due now never activated & destroyed! Las Vegas Nevada
Monday, Jan 13, I received a Household Bank credit card, an Orchard Bank credit card. Remembering what I learned a long time ago about this entity from Ripoff Reports I cut the card in-two and threw it away.
Today, Jan 15, I received a letter from Household that Captioned: Accou...
Entity
Categories: Credit & Debt Services